Auto Rental Insurance
Do you really need auto rental insurance Doesn`t your own auto insurance coverage also cover a rental car. Rental car insurance is just another way to get a higher rental agreement out of you, right Wrong! We have all heard these same remarks for years but what you don`t know or understand in auto insurance and rental cars can hurt you.
First off, make sure you understand what your personal auto insurance covers. You may discover that auto insurance and rental cars are not always a given, and you can count on it not being free. Many personal auto insurance policies do not extend coverage to include auto insurance for rental car coverage. In most instances, if your personal auto insurance does not offer a rental car it will not cover a rented car.

The old myth of buying the auto insurance car rental policy is a rip off is simply a myth. If your personal auto insurance policy does not extend to covering a rental car than the the auto insurance car rental insurance policy is actually a smart coverage to take. Another thing to consider is the coverage amounts that your personal auto insurance coverage offers, does it cover comprehensive and collision If you just have liability insurance it would not cover damages to the rental car in regards to an accident.

Knowing your own auto insurance policy and the coverages it offers is a smart move. If in doubt of what your policy covers review with your insurance agent. The smartest move you could make though would be to take out the auto insurance rental car policy. Take the guess work out of your trip and know you have the right insurance coverage should an accident occur.